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    The solution to your debt problems

• One affordable monthly payment

• Stop letters and phone calls

• No need to borrow

• Arrears, secured and unsecured loans, HP - no problem

• Threat of legal action - give us a call.

      No matter what the type or level of debt, we are sure to find a solution.

      Debt Management, IVA's or Mortgage/Re-Mortgage.

Being in debt can lead to enormous stress.  By using our service, over commitment on monthly payments can be rectified.  We specialise in Debt Management and have years of experience in dealing with creditors and debt collection agencies.  In 24 hours from now, we can be dealing with your creditors putting you back in control.

With years of experience in the debt management industry, we know our clients’ main concerns. We have no commercial interest in any banks or financial institutions. This means that our advice is genuinely impartial.

Welcome Solutions finds the solution that will work for you. You will not be charged for our advice and analysis of your circumstances. We will review your finances with you confidentially to establish clearly what position you are in presently.

Sometimes our Debt Management Programme will be appropriate by way of an informal arrangement with your creditors. If your debts are over £15 000, then an IVA may be more appropriate.

The Debt Management Programme is flexible to meet clients’ needs.  There is no contract involved and clients can reduce or increase their payment if they find that their circumstances

 have changed.  If clients find that they are in a position to clear their debts, we will negotiate on their behalf for reduced full and final settlements.

An Individual Voluntary Arrangement (IVA) is a way of writing off a large percentage of the debt and it is a legally binding agreement which protects you from any further action by your creditors.

You agree to pay one single monthly payment to your creditors for five years and up to 75% of the debt can be written off. Give us a call and have a chat with an advisor to see if you qualify

and what other solutions are available.

Click here to chat with an advisor On-line.